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Sandra, I love the practicality of your no-spend plan. Turning impulse buys into thoughtful decisions is a power move! Honestly, questioning a Häagen-Daz bar, though? That’s the real test of discipline!

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George J. Ziogas
George J. Ziogas

Written by George J. Ziogas

Editor | Vocational Education Teacher | HR Consultant | Manners will take you where money won't | ziogasjgeorge@gmail.com

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